If you have been searching for a comforting and easy-to-make dish that feels like a warm hug in a bowl, then this Stovetop Mac and Cheese with White Cheddar Recipe is here to become your new favorite. Creamy, cheesy, and perfectly balanced with a golden crunchy topping, this recipe combines the sharpness of white cheddar with a trio of cheeses and a quick cook time to deliver ultimate satisfaction. What makes it truly special is that it all comes together right on your stovetop—with no pre-cooked pasta or oven required—which means fewer dishes and way more cheesy goodness in less time.

Ingredients You’ll Need
Simple ingredients often make the biggest difference, and this recipe is no exception. Each ingredient plays a crucial role, from creating a silky cheese sauce to adding texture and flavor, culminating in a dish that’s both comforting and irresistible.
- 3 tablespoons butter: The base for your roux, it adds richness and depth to the sauce.
- 3 tablespoons all-purpose flour: Thickens the sauce and gives it that luscious velvety texture.
- 3 cups water: Helps cook the pasta directly in the sauce, making the dish speedy and seamless.
- 4 cups milk: Adds creaminess and smoothness to the cheese sauce.
- 1 pound elbow pasta, uncooked: The classic shape that holds onto the cheese just right.
- 1 teaspoon garlic powder: Infuses savory notes into the sauce for extra flavor.
- 1 teaspoon ground mustard: Brightens the cheese and adds a subtle tanginess.
- 1 teaspoon salt: Enhances all the flavors beautifully.
- 1/4 teaspoon ground black pepper: Adds a little gentle bite without overpowering.
- 4 cups sharp white cheddar cheese: The star that brings sharp, creamy, melt-in-your-mouth goodness.
- 1/2 cup Parmesan cheese: Adds savory complexity and depth.
- 1/4 cup mozzarella cheese: Provides gooey stretch and mild creaminess.
- 1/2 cup panko breadcrumbs: Toasted to perfection for a satisfying crunchy topping.
- 1 teaspoon garlic powder (for breadcrumbs): Lifts the toasted topping with aromatic garlic notes.
- 1/4 teaspoon paprika: Adds color and a subtle smokiness to the breadcrumbs.
- 1/2 tablespoon olive oil: Helps toast the breadcrumbs golden crisp.
How to Make Stovetop Mac and Cheese with White Cheddar Recipe
Step 1: Make the Roux and Liquid Base
Start by melting the butter over medium heat in a large pot. Once melted, whisk in the flour and let it cook for about one minute while stirring constantly—this step builds that nutty, toasted flavor crucial for a great cheese sauce. Then pour in the water, whisking until everything is smooth and lump-free. Add the milk next, whisking again to combine everything into a creamy and smooth base that will cook your pasta right there.
Step 2: Cook the Pasta with Seasonings
Add the uncooked elbow pasta directly into the pot, along with garlic powder, ground mustard, salt, and black pepper. Turn the heat up to high and bring it all to a rolling boil, then reduce the heat to medium low and let it gently simmer for 9 to 10 minutes. Stir occasionally to prevent the pasta from sticking to the bottom.You’ll know it’s ready when the pasta is perfectly al dente and the liquid has thickened slightly into a creamy sauce.
Step 3: Add the Cheeses
Remove the pot from the heat station and immediately stir in the sharp white cheddar, Parmesan, and mozzarella cheeses. The residual heat will melt the cheeses smoothly into the sauce, creating that signature creamy and luscious texture that defines this dish.
Step 4: Toast the Panko Topping
Mix the panko breadcrumbs with garlic powder and paprika in a small bowl. Heat the olive oil over medium heat in a skillet, then add the breadcrumb mix. Toast, stirring frequently, for 2 to 3 minutes or until they become golden brown and fragrant. This crunchy topping will add an irresistible texture contrast when sprinkled over the creamy macaroni.
Step 5: Serve and Enjoy
Scoop the cheesy macaroni into serving bowls and sprinkle generously with the toasted panko topping for that perfect crunchy finish. Serve while warm and watch everyone delight in the creamy, cheesy magic that this stovetop recipe brings to the table.
How to Serve Stovetop Mac and Cheese with White Cheddar Recipe
Garnishes
To elevate your mac and cheese even further, consider topping it with freshly chopped parsley or chives for a pop of color and fresh, herbal brightness. You can also add a sprinkle of crushed red pepper flakes if you like a little heat or a drizzle of truffle oil for a decadent twist.
Side Dishes
This rich and creamy Stovetop Mac and Cheese with White Cheddar Recipe pairs wonderfully with crisp green salads, steamed vegetables like broccoli or asparagus, or even a tangy coleslaw. For heartier meals, try it alongside grilled chicken or roasted pork for the perfect comfort food combo.
Creative Ways to Present
For a fun and crowd-pleasing take, serve the mac and cheese in individual ramekins topped with the toasted panko and broiled briefly until bubbly and golden. Or make it into handheld mac and cheese cups by scooping into muffin tins lined with crispy bacon slices or phyllo cups. The possibilities to impress your guests are endless!
Make Ahead and Storage
Storing Leftovers
After enjoying your mac and cheese, store any leftovers in an airtight container in the refrigerator. It will keep well for up to 3 days, and the flavors actually meld together even more overnight, making the next day’s meal just as satisfying.
Freezing
While this Stovetop Mac and Cheese with White Cheddar Recipe is best enjoyed fresh, you can freeze leftovers for up to one month. Use a freezer-safe container and thaw in the refrigerator overnight before reheating gently to preserve the creamy cheese sauce.
Reheating
To reheat, place your mac and cheese in a saucepan over low heat with a splash of milk or water to loosen the sauce, stirring frequently until warmed through. Microwaving works too—add a little milk, cover loosely, and heat in short bursts, stirring in between to keep it creamy and smooth.
FAQs
Can I use different cheeses for this recipe?
Absolutely! While the combination of sharp white cheddar, Parmesan, and mozzarella is fantastic, feel free to experiment with gouda, fontina, or even a smoky cheese depending on your preference. Just be mindful of the melting qualities to maintain that creamy texture.
Is it possible to make this recipe gluten-free?
Yes! Substitute the all-purpose flour with a gluten-free flour blend and use gluten-free pasta instead of elbow macaroni to make this dish safe for gluten-sensitive friends. The garlic powder and spices are naturally gluten-free and won’t affect the flavor.
Why do I cook the pasta directly in the sauce?
Cooking the pasta right in the sauce liquid allows the starch to release gradually, thickening the sauce naturally and eliminating the need to boil pasta separately. This method makes the dish easier to prepare and ensures every bite is coated in cheesy goodness.
Can I skip the breadcrumb topping?
If you prefer a smoother mac and cheese without the crunch, feel free to omit the toasted panko topping. The dish will still be incredibly flavorful and creamy, perfect for those who like a softer texture.
How do I make this recipe more spicy?
You can spice up the Stovetop Mac and Cheese with White Cheddar Recipe by adding a pinch of cayenne pepper or chopped jalapeños directly into the cheese sauce. Alternatively, top it with crushed red pepper flakes or a drizzle of hot sauce when serving for a fiery kick.
Final Thoughts
There is something utterly satisfying about making a rich, creamy, and cheesy mac and cheese in just one pot, and this Stovetop Mac and Cheese with White Cheddar Recipe nails that comfort food craving with ease and flair. It’s a dish that welcomes you home and delights all ages, blending simplicity and flavor like no other. Give it a try and watch how quickly it becomes a dinner table hero in your house!
Print
Stovetop Mac and Cheese with White Cheddar Recipe
- Prep Time: 5 minutes
- Cook Time: 15 minutes
- Total Time: 20 minutes
- Yield: 6 to 8 servings
- Category: Main Course
- Method: Stovetop
- Cuisine: American
Description
This creamy stovetop mac and cheese features sharp white cheddar, Parmesan, and mozzarella cheeses cooked with elbow pasta in a rich, creamy sauce. Topped with a crunchy, garlicky toasted panko breadcrumb mixture, this recipe makes a satisfying and comforting meal perfect for any day of the week.
Ingredients
Cheese Sauce and Pasta
- 3 tablespoons butter
- 3 tablespoons all-purpose flour
- 3 cups water
- 4 cups milk
- 1 pound elbow pasta, uncooked
- 1 teaspoon garlic powder
- 1 teaspoon ground mustard
- 1 teaspoon salt
- 1/4 teaspoon ground black pepper
- 4 cups sharp white cheddar cheese, shredded
- 1/2 cup Parmesan cheese, grated
- 1/4 cup mozzarella cheese, shredded
Panko Topping
- 1/2 cup panko breadcrumbs
- 1 teaspoon garlic powder
- 1/4 teaspoon paprika
- 1/2 tablespoon olive oil
Instructions
- Make the roux and base sauce: In a large pot, melt the butter over medium heat. Add the flour and cook for 1 minute, stirring constantly to form a roux. Gradually pour in the water while whisking until smooth. Add the milk and continue whisking to create a creamy base.
- Cook pasta and season: Add the uncooked elbow pasta, garlic powder, ground mustard, salt, and pepper to the pot. Bring the mixture to a boil over high heat, then reduce the heat to medium-low. Simmer and cook the pasta for 9 to 10 minutes until al dente, stirring occasionally to prevent sticking.
- Add cheeses: Remove the pot from heat, then stir in the sharp white cheddar, Parmesan, and mozzarella cheeses until fully melted and the sauce is creamy.
- Prepare the toasted panko topping: In a small bowl, combine panko breadcrumbs, garlic powder, and paprika. Heat olive oil in a skillet over medium heat, then add the panko mixture. Toast for 2 to 3 minutes until the breadcrumbs are golden and fragrant. Remove from heat.
- Serve: Spoon the creamy mac and cheese into bowls and generously top with the toasted panko mixture. Serve warm for the best flavor and texture.
Notes
- For extra creaminess, you can stir in a splash of heavy cream at the end if desired.
- Use freshly shredded cheese for better melt and texture compared to pre-shredded cheese.
- Adjust seasoning to taste—adding more ground mustard or garlic powder enhances depth of flavor.
- To make ahead, prepare the mac and cheese and topping separately; reheat gently on the stovetop and add toasted toppings just before serving.

